Business Areas
Iccrea Banking Group is organized into three business areas that represent the Companies activity sectors of its Companies:
The Institutional sector, that gathers all Companies that provide products and services exclusively dedicated to Cooperative Credit Banks and Rural Banks. The broad range of solutions include securitization, institutional insurance products, loans to BCC payment systems, equity management, credit recovery service, Web and call center services. The Group Companies involved in this segment are Iccrea Banca, BCC Gestione Crediti, BCC Multimedia: BCC Solutions, on the contrary, although part of the Institutional segment, targets its offers exclusively to Iccrea Banking Group.
 |
Finance | |
| Securitization | ||
| Institutional insurance products | ||
| Iccrea Banca | BCC Credits | |
| BCC Gestione Crediti | Payment Systems | |
| BCC Multimedia | Equity Management | |
| BCC Solutions | Credit recovery service | |
| |
Web Services | |
| Call center Services |
The Corporate segment, made up by the Companies that provide solutions to small and medium enterprises customers of Cooperative Credit Banks and Rural Banks. It offers focused solutions to meet an always more exacting and sophisticated corporate demand: ordinary and extraordinary finance, long and medium term loans and foreign services, leasing and factoring, rental and other sophisticated corporate consultation activities. The Group’s Companies that operate in this sector are Iccrea BancaImpresa, BCC factoring, BCC Lease and BCC Private Equity.
 |
Ordinary finance |
|
|
Extraordinary finance |
||
|
Long and Medium term loans |
||
| Iccrea BancaImpresa |
Foreign Business | |
| BCC Private Equity | Leasing | |
| Factoring | ||
| Rental | ||
|
Other Consultation services |
The Retail segment, made up by Companies that supply products and services to private customers of Cooperative Credit Banks and Rural Banks. The broad range of offers includes asset management, personal loans, mortgages, electronic money and damage claim insurance. The Group’s Companies involved in this area are Aureo Gestioni, BCC Vita and Iccrea Banca; this area is also enriched by Crediper and CrediperCasa, two projects based on important partnerships with Agos, Findomestic Barclays. Through these two solutions, Iccrea Banking Group tries to best meet the demnd of its retail costumers in consumer loans and home mortgages.
 |
Wealth management |
|
| Aureo Gestioni |
Personal Loans |
|
| BCC Vita | Mortgages | |
| BCC Assicurazioni | Electronic money | |
| BCC Credito Consumo |
Insurance Damage Claims |
|
|
Banca Sviluppo |